Can I Insure My Car With A DUI/DWI Conviction In Maryland?
Getting your car insured after a DUI or DWI conviction is extremely difficult but not completely impossible. You may say to your-self but “what is the big deal , I have been on the phone for literally, all week and I been turned down by just about every insurance company out there.” As a matter of fact, it is a big deal to insure you with a DWI/DUI because the risk for the insurance company is astronomically high. The risk of you getting into a major car accident is pretty high and so it is natural for most insurance to shy away from insuring drivers with DWI/DUI convictions. The simple answer to the question is that Yes , you can be insured with a DUI/DWI conviction. Maryland Automobile Insurance Fund or MAIF is one of the few insurance companies in Maryland that will insure someone with a DUI/DWI conviction. If you are having a drinking and alcohol problem, seek counseling help. Going behind the wheels intoxicated puts you and the public at risk. If you kill someone with your vehicle, then you may spend years in jail. Think about the financial and emotional toll placed on you and the deceased person. Someone’s mom, dad, son, daughter is killed because of your actions. The financial toll placed on your family and that of the deceased is unbelievable. A child missed going to college because their dad was killed by a drunk driver. PLEASE DON’T DRINK & DRIVE. AVOID ALCOHOL IF POSSIBLE.
