Is it Against the Law to Drive Without Car Insurance in Maryland?
Any vehicle that is registered in the state of Maryland is required to be insured at the time of registration and must maintain the insurance for the duration of the vehicle being registered. The tags or license plates must be surrendered to the MVA before the auto is ever cancelled. Yes, there are severe penalties for operating an uninsured motor vehicle in the state of Maryland. These penalties come in two forms: Civil and Administrative penalties. Here are the civil penalties: For a first-time offense, a conviction will receive a one-year maximum jail time. , a fine not to exceed $1000, and 5 points on your driving record. A second offense conviction carries a jail time of two years, a $2000 max fine. and 5 points on your license and possible license suspension and or revocation.
And this is only the beginning as administrative penalties are also tagged on and here are they: Each Maryland registered vehicle that is uninsured will face a penalty of $200 for the first 30 days and $7 dollars per day there after every day of being uninsured per vehicle. Maryland Auto Insurance Fund or MAIF was created to reduce the uninsured population in Maryland. Get insured and keep Maryland safe.
